Monday
Send the balance, not a download link
Friends see what they owe — and how it was calculated — in one tap. No app, no account.
One weekend · four friends · one tab
№ 01Friday 08:12
Friday, 08:12 — the dock.
I started with four ferry tickets.
№ 02Friday 13:04
Friday, 13:04 — lunch on the quay.
Tap any line — hand Maya the lobster
Who had it?
Jules covered €88.00 — so Maya owes €47.50, you owe €13.50, Lena owes €13.50.
Receipt scanning and line-item splits are free here. The complicated bill shouldn’t need a subscription.
I remembered the exception.
№ 03Saturday 00:17
Saturday, 00:17 — below deck.
Climb back on deck when you’re ready
Synced · converted at today’s rate
£32.00 became €37.20 — Jules owes you €18.60, in your currency.
Any currency. One balance. Conversion included — not behind a paywall.
I kept the pounds and waited for the signal.
№ 04Sunday 18:32
Sunday, 18:32 — golden hour.
Flip the shape — pick a bar
Pick a bar.
I can show it without turning it into a spreadsheet.
№ 05Sunday 23:48
Last night Lena grabbed one more round (€24, four ways). Now someone has finally said it out loud: who owes what?
10 paybacks · 4 people · one group chat nobody wants to write
Ten IOUs criss-cross the group — Maya, Jules and Lena each owe you for the ferry; you, Maya and Lena owe Jules for lunch; Jules owes you for the taxi; everyone owes Lena for the round. Simplified, it’s three payments: Maya pays Jules €37.90 and pays you €27.60 · Lena pays you €7.50. And then — you’re even.
You +€35.10 owed to you
JU +€37.90 owed to Jules
MA −€65.50 owed by Maya
LN −€7.50 owed by Lena
Same balances. Three transfers instead of ten.
I know the difference between what happened and what needs to happen next.
№ 06Monday 09:10
The weekend is settled. But you’ve got years of groups living in Splitwise — bring them. Export any group as CSV and SplitFast rebuilds the friends, the groups and the balances.
Friends, groups, running totals — rebuilt in minutes, intact to the cent.
I keep the history. You keep the momentum.
№ 07Week two
The next trip, the flat, the rent — SplitFast keeps working after the novelty wears off. Skim a normal week:
Monday
Friends see what they owe — and how it was calculated — in one tap. No app, no account.
The 1st
Set it once. Split three ways, every month, forever.
When exact matters
Equal, exact, percentage or shares — and every split shows the math, to the cent.
Hands full
Phone in one hand, groceries in the other — speak the expense and it’s logged.
Before anyone looks
Your ledger is nobody else’s business.
At a glance
Who owes what, on your home screen, without opening a thing.
I’m at my best when you stop thinking about me.
What you will never find here:
The bill was enough. We’re not adding to it.