Monday
Send the balance, not a download link
Friends see what they owe — and how it was calculated — in one tap. No app, no account.
Friday 08:12
The ferry won’t wait.
Boarding started two minutes ago and you just covered four tickets. Say what happened — that’s the whole job.
The scroll writes it. The split is instant. Tap in and try yours.
I started with four ferry tickets.
Friday 13:04
The table shared lunch. Not the lobster.
Jules covered the bill. Split it evenly and three of you quietly subsidize Maya’s lobster. Point the camera at the receipt instead — then put each line where it belongs.
Pizza margherita ×2€21.00
Lobster linguine€34.00
House red ×2€18.00
Tiramisu ×3€15.00
Total€88.00
split fairly ✓
Who had it?
Jules covered €88.00 — so Maya owes €47.50, you owe €13.50, Lena owes €13.50.
Receipt scanning and line-item splits are free here. The complicated bill shouldn’t need a subscription.
I remembered the exception.
Saturday 00:17
Below deck: no signal, wrong currency.
The taxi back to the marina takes pounds and the bar downstairs takes your last bar of signal. Log it anyway.
Taxi · with Jules
£32.00€37.20
Synced · converted at today’s rate
£32.00 became €37.20 — Jules owes you €18.60, in your currency.
Any currency. One balance. Conversion included — not behind a paywall.
I kept the pounds and waited for the signal.
Sunday 18:32
By sunset, the weekend has a shape.
Not a spreadsheet — a shape. Flip it by category, by who paid, by month.
The weekend, shared
€197.20
Pick a bar.
I can show it without turning it into a spreadsheet.
Sunday 23:48
Now — look at the tab.
Last night Lena grabbed one more round (€24, four ways), and now someone has finally said it out loud: who owes what? Settle it debt by debt and you get a wall of little IOUs. This is that wall.
10 paybacks · 4 people · one group chat nobody wants to write
Ten IOUs criss-cross the group — Maya, Jules and Lena each owe you for the ferry; you, Maya and Lena owe Jules for lunch; Jules owes you for the taxi; everyone owes Lena for the round. Simplified, it’s three payments: Maya pays Jules €37.90 and pays you €27.60 · Lena pays you €7.50. And then — you’re even.
You +€35.10 owed to you
JU +€37.90 owed to Jules
MA −€65.50 owed by Maya
LN −€7.50 owed by Lena
Same balances. Three transfers instead of ten.
I know the difference between what happened and what needs to happen next.
Monday 09:10
Nobody starts a friendship at zero.
The weekend is settled. But you’ve got years of groups living in Splitwise — bring them. Export any group as CSV and SplitFast rebuilds the friends, the groups and the balances.
Your history walks over with you
Friends, groups, running totals — rebuilt in minutes, intact to the cent.
I keep the history. You keep the momentum.
Week two
Then the parts go invisible.
The next trip, the flat, the rent — SplitFast keeps working after the novelty wears off. Skim a normal week:
The 1st
Rent repeats itself
Set it once. Split three ways, every month, forever.
When exact matters
Open the keypad
Equal, exact, percentage or shares — and every split shows the math, to the cent.
Hands full
Say it out loud
Phone in one hand, groceries in the other — speak the expense and it’s logged.
Before anyone looks
Face ID keeps it yours
Your ledger is nobody else’s business.
At a glance
The widget knows
Who owes what, on your home screen, without opening a thing.
I’m at my best when you stop thinking about me.
It’s free. The whole thing.
What you will never find here:
Ads between your expensesDaily limits on logging“Upgrade to scan receipts”“Upgrade to convert currencies”“Upgrade to see who owes you”
The bill was enough. We’re not adding to it.